$2,000 - $5,000 personal loans
Personal loans for your everyday needs!
Need a personal loan to cover those unplanned costs? Whether it's for the things you want or for things you need, Safe Financial is here to help. You can borrow from $2,000 - $5,000 and it only takes a few minutes to complete our simple online loan application. Then, once a loan is approved, the cash is in your account within hours!
What could I use a $2,000 - $5,000 personal loan for?
- Travel and accommodation
- Car expenses - including repairs, rego, tyres or insurance
- Moving costs - including rental bond, body corporate fees, transport
- New furniture or household appliances
- Family emergencies or funeral costs
- Home renovations
- Education costs - including school fees, uniforms, stationery or tech items
- Medical expenses
- Vet bills
- Gifts for those you love
- And more...
Can anyone apply for a $2,000 - $5,000 loan?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $500/week. We are unable to accept an application if you only receive Centrelink benefits.
How much can I borrow?
Safe Financial offers a Medium Amount Credit Contract ('MACC') for personal loans from $2,001 to $5,000. Plus we offer a Small Amount Credit Contract ('SACC') for unsecured cash loans from $1,000 to $2,000. These loans are regulated under the National Consumer Credit Protection Act (2009). Higher amounts are also available for car loans and secured business loans.
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties for early payouts!
When can I get the cash?
Same day funding is available. We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, its up to you how quickly you sign and return your loan documents.
How do I apply for a personal loan from $2,000 - $5,000?
The application process is quick and easy:
- Use our simple loan calculator — choose a loan amount between $2,000 and $5,000
- Complete the online application
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
Why choose Safe Financial for a $2,000 - $5,000 loan?
- Apply online in minutes - just click here - complete your application, and hit submit!
- Fast approvals - you'll get a decision, usually within a few business hours. Plus same day funding is available.
- Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
- Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
- Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
- WIN $1,000 - when you take out a quick cash loan, you'll be in with a chance to WIN back $1,000! Winners are grinners – check out our winners.
- 100% Australian - proudly Australian-owned and operated (no overseas call centres)
- Trusted credit provider - for 20+ years we've been helping Aussies to do more
It’s super easy to apply for a personal loan up from $2,000 to $5,000 - so jump online now, complete your application (it only takes a few minutes) and hit submit! Then, we’ll be back in touch with a decision, quick smart!