Small loans $1,000 - $5,000
Small loans Australia - online and easy!
If you need a small loan, whether it's for the things you want or the things you need, we're here to help. Safe Financial offers small loans from $1,000 - $5,000 to cover an unexpected emergency. It only takes a few minutes to apply online and once a loan is approved, the cash is in your account within hours!
What could I use a Safe Financial small online loan for?
- Travel and accommodation
- Car expenses - including repairs, rego, tyres or insurance
- Moving costs - including rental bond, body corporate fees, transport
- New furniture or household appliances
- Family emergencies or funeral costs
- Home renovations
- Education costs - including school fees, uniforms, stationery or tech items
- Medical expenses
- Vet bills
- Gifts for those you love
- And more...
Can anyone apply for a small personal loan?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $500/week. We are unable to accept an application if you only receive Centrelink benefits. We may also consider small loans for people with some bad credit.
We offer small loans online for people right across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra and anywhere in between!
How much can I borrow?
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties for early payouts!
When can I get the cash?
Same day funding is available. We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, its up to you how quickly you sign and return your loan documents.
How do I apply for a small cash loan?
The application process is quick and easy:
- Choose a loan amount between $1,000 and $5,000
- Complete the online application or call 1300 661 991
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
Why choose Safe Financial for a small cash loan?
- Apply online in minutes - it’s super easy to apply so click here - complete your application, and hit submit!
- Fast approvals - you'll get a decision, usually within a few business hours. Plus same day funding is available.
- Friendly customer service - our customers love us! They rate us 'Excellent' on Trustpilot.
- Responsible lender - we will only lend you money if you can comfortably afford the repayments and the loan suits your requirements and objectives.
- Repay early and save - if you wish to repay your loan early, there are no early payout fees, so you'll save money!
- WIN $1,000 - when you take out a quick cash loan, you'll be in with a chance to WIN back $1,000! Winners are grinners – check out our winners.
- 100% Australian - proudly Australian-owned and operated (no overseas call centres)
- Trusted credit provider - for more than 15 years we've been helping Aussies to do more
It’s super easy to apply for a small cash loan - so jump online now, complete your application (it only takes a few minutes) and hit submit! Then, we’ll be back in touch with a decision, quick smart!
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